Privacy Policy Of Money Pera

Money Pera is developed and operated by PRIME JRM LENDING INVESTOR INC, and PRIME JRM LENDING INVESTOR INC will provide the funds and services required for Money Pera loans.PSEC registration number is NO. CS201219375, Certificate of Authority (CA) number No.:1361

Money Pera (hereinafter referred to as "we") is committed to protecting the privacy of our customers, and we take our obligation to protect personal data very seriously. This privacy policy explains how we collect, use, store and protect your personal information. We hope to make it clear to you through this privacy policy how we handle your personal information.

When you use our Application, we will explicitly ask for your permission to collect and store the information you provide (Personal Information). Our main goal is to provide you with a safe and efficient experience and service. This allows us to provide services and features that meet your needs and customize our platform to make your experience safer and easier and improve the services we provide. Most importantly, we collect personal information from you that we consider necessary to achieve the above purposes and provide services to you based on this information.

In general, you can browse the Site or App without telling us who you are or revealing any personal information about yourself. However, to create an account on the Site or App, you must provide us with certain basic information necessary so that we can provide you with personalized services. The information we collect from you specifically includes:

Camera permissions:

The purpose of camera permission is to allow users to take photos and upload ID photos within the app.

Album permissions:

Users need to upload image data within the app to complete verification. Therefore, we need to obtain album permissions.

Emergency contact permissions:

In order to verify user identity and conduct risk monitoring, we need to access some contact information. All data will be encrypted and transmitted securely to our server (https://h5web.money-pera.com).

Positioning permissions:

We need to use location information to confirm user identity and monitor account activity.

Calendar permissions:

Money Pera seeks your consent to access your calendar so that we can schedule repayment reminders and highlight important dates for promotions. All data will be encrypted and securely uploaded to our servers: https://h5web.money-pera.com.

Applist:

Money Pera requests access to the list of apps installed on your device to perform anti-fraud assessments and provide more accurate loan services. The data will be encrypted and securely transmitted to our servers at https://h5web.money-pera.com.

Coarse location permissions:

Location verification is required for credit assessment and fraud prevention.

SMS permissions:

To improve account security and assess user creditworthiness, Money Pera monitors SMS messages. Encrypted messages are securely transmitted to our servers: https://h5web.money-pera.com.

Device Information Permissions:

For credit assessment and enhanced fraud prevention measures, we require verification of stored information.

Changes to the Privacy Policy

This Privacy Policy may be modified, changed or updated based on new legal requirements, demand for the products or services we offer, changes in our privacy practices, our business model or other reasons.

We are committed to keeping you informed of possible changes to this Privacy Policy through our website and mobile applications.

The procedure to implement notices about changes or updates to this Privacy Policy is as follows:

Changes to the Privacy Policy will be communicated to the Owner through the Website and the Mobile Application, and at the time of the request, the Owner may express his rejection of the changes by sending us an email, which in turn constitutes a in accordance with our Privacy Policy. Agreement. If the changes require the explicit consent of the owner, the request will be made through the mobile application.

Security and Control Measures

Money Pera is committed to using appropriate security measures to protect your personal data from unauthorized access, misuse and disclosure, depending on the type of data and how we process it. We retain information about you to provide you with a seamless experience, contact you when you need assistance, and retain information about your account to detect, mitigate, prevent, and investigate fraudulent or illegal activity. We will retain your data for as long as necessary to provide you with our services. We may also retain and use your personal information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. Subject to this section, we may delete your data upon reasonable written request. However, you may not be able to use our services after deletion.We will delete your personal information from the date you terminate our business relationship.

Contact us:

Email: [email protected]

Company Name: PRIME JRM LENDING INVESTOR INC.

Address: Madrigal Business Park 1101 Alabang Zapote Roadayala Alabang Unit 511 1770 Muntinlupa